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At Wintrust, we work hard to design banking solutions that are honest about what they offer. When we say free, we really mean it.
We created Total Access Checking to be a FREE checking account with FREE ATMs nationwide. That’s right, with Total Access Checking, you can say goodbye to ATM fees: we’ll even reimburse for machines outside our network.
We’re not just bankers; we’re bank customers too, so we want to avoid fees just as much as the next person. Total Access Checking is just one simple way we put our customers first.
1. The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge–free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged for certain foreign transactions conducted outside the continental United States. 2. Third party message, data, and/or internet fees may apply. Use of online Banking is required for access to Mobile/Remote banking and person-to-person payments. Mobile/Internet connectivity is required. Remote Deposit requires established Checking, Savings or Money Market deposit account for personal, family or household purposes with the Bank for at least 30 days and has had no more than six overdraft occurrences within the past or current calendar year. Person-to-person payments require a Checking account. Cardless Cash requires a checking account and debit card with the bank and is available only at Wintrust Community Bank ATMs. 3. Overdraft fees may apply.
Wintrust Community Banks believe in going above and beyond banking to provide the added services you won't find anywhere else. Platinum Adventures, our travel and social club for those 50 or better, is just one way we put that to practice.
We believe banking should be easy and accessible. We know life gets hectic. That's why we've developed tools that allow you to access your banking from wherever the day has taken you.
Buying a home can be stressful, especially if it's your first time navigating the system. It doesn't have to be. We've developed tools to help educate and guide you to make the whole process easier.